Resources

Guides & tools to
fund smarter

20 in-depth guides, plus calculators and lender comparisons to help you choose the right finance for your business.

Expert guides

Business finance, explained

Clear, jargon-free guides written for UK business owners — from bad-credit borrowing to government schemes.

Unsecured Loans

Unsecured Loans

Unsecured Business Loans UK: The Complete 2026 Guide

Everything UK business owners need to know about borrowing £5,000–£500,000 with no assets as security.

7 min read
Unsecured Loans

Business Loans for Bad Credit: How to Get Approved

A poor credit history does not have to block funding. Here is how UK lenders assess bad-credit applications and how to improve your odds.

6 min read
Unsecured Loans

Secured vs Unsecured Business Loans: Which Is Right for You?

The key trade-offs between secured and unsecured borrowing — cost, speed, limits and risk — explained simply.

6 min read
Unsecured Loans

Same-Day & Fast Business Loans: How Quick Funding Works

Need cash fast? Here is how same-day and instant business loans really work and how to speed up your application.

5 min read
Unsecured Loans

Business Loans for Sole Traders: Your Options Explained

Sole trader? You have more funding choices than you might think. Here is what is available and how lenders assess self-employed borrowers.

6 min read
Unsecured Loans

No Credit Check Business Loans: What is Real and What to Avoid

Searching for a business loan with no credit check? Here is what is actually possible and how to avoid costly traps.

5 min read
Unsecured Loans

Business Loans & Funding for Women in the UK

From mainstream loans to dedicated grants and networks, here are the funding routes supporting women-led UK businesses.

6 min read
Unsecured Loans

Startup Business Loans UK: Funding a New Business

Funding a business with little or no trading history is tough but doable. Here are the routes that work for UK startups.

6 min read

Merchant Cash Advance

Merchant Cash Advance

Merchant Cash Advance UK: How It Works

Borrow against future card sales and repay as you earn. Here is exactly how a merchant cash advance works in the UK.

7 min read
Merchant Cash Advance

Merchant Cash Advance for Retail & Hospitality

Card-heavy and seasonal? Here is why an MCA fits retail and hospitality so well, with real-world examples.

5 min read
Merchant Cash Advance

Merchant Cash Advance Rates, Factor Rates & True Cost

Factor rates, holdbacks and total cost — how to understand what an MCA really costs and compare offers fairly.

6 min read
Merchant Cash Advance

Merchant Cash Advance vs Business Loan: Which Should You Choose?

Flexible card-based repayments or a predictable monthly instalment? Here is how to choose between an MCA and a term loan.

6 min read
Merchant Cash Advance

Merchant Cash Advance for Bad Credit

A merchant cash advance is one of the most accessible funding routes for businesses with imperfect credit. Here is why.

5 min read

Government & Grants

Government & Grants

The Growth Guarantee Scheme Explained (2026)

The successor to the Recovery Loan Scheme, the Growth Guarantee Scheme helps UK SMEs borrow with a government-backed guarantee.

7 min read
Government & Grants

Growth Guarantee Scheme Eligibility & How to Apply

Could your business qualify for the Growth Guarantee Scheme? Here are the criteria and the steps to apply.

6 min read
Government & Grants

Government-Backed Business Loans in the UK

From Start Up Loans to the Growth Guarantee Scheme, here is how government-backed finance can help UK businesses borrow.

5 min read
Government & Grants

UK Business Grants: A Practical Guide to Free Funding

Grants are funding you never repay — but they are competitive. Here is how to find and win them.

6 min read

Business Protection

Business Protection

Key Person (Keyman) Protection Explained

If losing one person would seriously hurt your business, key person protection provides a cash safety net. Here is how it works.

6 min read

Funding Basics

Funding Basics

Working Capital & Cash Flow Loans for Small Businesses

Bridge the gap between money out and money in. Here are the best ways to fund working capital for a small UK business.

6 min read
Funding Basics

How to Compare Business Loans & Choose the Right Lender

Do not just chase the headline rate. Use this framework to compare business loans and pick the right lender.

7 min read
Calculators

Crunch the numbers first

Estimate costs and repayments before you apply.

Unsecured Loan Calculator

Estimate monthly repayments and total cost for an unsecured business loan.

Open calculator

Merchant Cash Advance Calculator

See how a card-based advance is repaid against your takings.

Open calculator

Growth Guarantee Scheme Calculator

Model government-backed lending costs and eligibility.

Open calculator
Compare the market

Lenders, rates & comparisons

Understand who lends what, and what it really costs.

Unsecured Loan Lenders UK
Unsecured Loan Rates & APR
MCA Lenders UK
MCA Providers UK
MCA Rates, Factor Rates & APR
Growth Guarantee Scheme Lenders
GGS Interest Rates
Secured vs Unsecured Loans
MCA vs Business Loan

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Smart, fast business finance for UK companies. We help you compare unsecured loans, merchant cash advances, the Growth Guarantee Scheme and keyman protection from trusted lenders — with no obligation.

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